What Happens If Someone Crashes Into Your Car – Home » Frequently Asked Questions » Car Accidents » What happens if someone else is driving my car and there is an accident?
If you are involved in a traffic accident, your insurance company or the insurance company of the other driver should cover the damage. But what happens if someone else is driving your car and there is an accident? The answer depends on how the accident happened.
What Happens If Someone Crashes Into Your Car
In most cases, your car insurance covers your vehicle more than you as the driver. So the normal liability rules usually apply. According to §51-1-6 of the Code of Georgia, a person who causes a traffic accident is legally responsible for all damages, including the cost of personal injuries and property damage.
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If someone else is driving your car and another person causes the accident, at-fault insurance is usually responsible for covering the costs. On the other hand, if the driver of your car is at fault, your car insurance will usually cover the damages. However, there are some exceptions to this. If you’re not sure how your particular cover works, contact your car insurance provider.
If the person driving your car has their own insurance policy, their coverage can act as secondary insurance to yours. However, it is a myth about car insurance that the non-owning driver is fully responsible. Your own car insurance would still be considered primary coverage.
For example, let’s say another person driving your car causes a car accident. Since they were at fault in your car, your insurance company is responsible for the damages. However, your policy only covers damages up to a certain dollar amount. If the cost of the accident is more than your insurance limit, then the insurance of the person driving your car can cover what is left.
There are several situations where your insurance may refuse to pay for damages if someone else was driving your car:
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It is very difficult to prove whether or not someone had permission to drive your car. If you can’t prove that you didn’t give permission and the accident happened, you could be stuck paying for damages.
You can also specifically leave someone out of your policy if they have a bad driving record and you know it will increase your premiums. If you then let that person drive your car and an accident occurs, your insurance will not have to pay for those damages.
Finally, you will likely be liable for damages if the person driving your car does something illegal. A big example is driving under the influence or not having a valid driver’s license.
When your car is involved in a traffic accident, even if you were not involved, it is important to act quickly. You will have two years from the date of the accident to claim compensation after an injury accident, and that time can pass quickly.
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The best first step is to contact a car accident attorney. Since every car accident is different, you may need legal advice based on your situation.
If the person who was driving your car was not at fault in the accident, an experienced lawyer can make sure that you claim compensation. Even if you were not physically in the car during the accident, the driver should be held responsible for the damages. The person driving your car could be injured and your vehicle could suffer property damage.
Insurance companies will look for ways to pay out less than the cost of an accident. A car accident attorney can help you protect your rights and fight for the recovery you deserve.
You should also make sure you understand the rules of your insurance policy and what it covers. Your lawyer can also look into this for you.
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Make sure you or the driver call the police immediately after the accident. Not only is this a legal requirement, but it also creates a record of the accident for your insurance claim.
If you have been in a traffic accident, take notes and photos. Take pictures of the scene of the accident, injury and property damage. If you were not in an accident, make sure the driver of your vehicle documents these things. You can also talk to any witnesses about what they saw and get their names and contact information.
Personal injury attorneys work on a contingency basis, which means they don’t get paid until you receive your settlement check. If you lose your case, we won’t collect a penny. Basically, you can enjoy free representation until you agree on when we will collect the fees that we will discuss with you during your free consultation.
Regardless of who was driving your car during the accident, you may be entitled to compensation if you were not at fault. At John Foy & Associates, we can help you get the money you need to cover your damages. With over 20 years of experience helping car accident victims, we know what it takes to win a lawsuit. Contact us today for a FREE consultation to discuss the details. Call (404) 400-4000. Home Activities Dreams Fatal Activities Dreams Did you wake up in a dream about a car accident? Here’s What It Means [57 Types]
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Assessed Dr. Nereida Gonzalez-Berrios, MD, Board Certified Psychiatrist Reviewed by Dr. Nereida Gonzalez-Berrios, MD, certified psychiatrist Dr. Nereida Gonzalez-Berrios, MD, is a board-certified psychiatrist in private practice. She is an expert in treating patients with mood disorders, anxiety disorders, ADHD and PTSD. Learn more about our Audit Committee
Did you dream about a car accident when you woke up this morning? Well, that must have been terrible. It’s one thing to deal with a car accident in a dream, but it’s quite another to deal with the trauma that follows.
To put your worries aside, it is rare for such dreams to come true. But they definitely have a hidden meaning. To know more about what your car accident dream means, read on –
I know that after this dream you may be afraid to drive a car or sit in a car for a while. But what these dreams represent is really far from your guesses.
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Our dreams are mental images that our subconscious shows us. Usually these dreams are trying to send you a message or a warning. Other times, dreams are like a puzzle with hidden meanings and signs inside. Let me show you some of the most common interpretations and meanings of a car accident dream.
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If you were driving a car in your dreams and it led to a traffic accident, then you miss to recognize
You had an accident while performing an action and this is directly related to your unhappiness and dissatisfaction with your work and career. The message becomes clearer if your co-workers were present in this dream or if you were driving to or from your workplace.
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This is a common dream that most people have when they feel out of control in a relationship. It can be a platonic or romantic relationship. It can also be the relationship between parents and children.
If you see that the strings of control are slipping out of your hands, you feel powerless, and the other is trying to be dominant by constantly ignoring your opinions and feelings, watching such a dream is a common occurrence.
A car accident not only affects us physically, but also results in financial loss. Having such a dream at a time when you are facing financial problems is a clear message that you are worrying too much about your financial situation.
If you damage an expensive car in your dream, it is a message that in waking life you no longer feel that you have control over your finances.
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If you saw that you are worried about the cost of repairs and insurance claims, then it is a clear message that you are stressed that you will face big financial losses in your waking life.
Having a dream about a car accident and facing a loss of control in it is a sign that you are having difficulty achieving your goals.
You may have high ambitions and expectations for your present and future. But you’re falling behind on deadlines and wasting time. You may also have a lack of resources, which is holding you back from your goals.
It’s time to acknowledge your goals and whether you’re really giving them your best shot. During this phase of your life, this type of dream represents that you want to take things under your control and move forward the way you want.
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Are you constantly exhausted by thinking that things would have turned out well if I had been able to do things differently?
Sometimes dreams about traffic accidents are a sign of your inner guilt and regret over something you feel responsible for.
You may be aware of this feeling or consciously try to ignore it.
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